DUI Insurance in California
After a DUI in California, your insurance could rise up to 150% in California. You must expect the rise, and it is normal with every insurance company, with no exception. The average increase in insurance for DUI is about 60%.
When you get the DUI, you won’t qualify for the 20% discount of the good driver for ten years from the date you get the DUI.
The overall amount of increase is up to several factors;
- overall driving history,
- age,
- city,
- neighborhood,
- gender,
- marital status,
- credit score.
California is serious about DUI and driving rules and regulations. There is the risk of not receiving insurance with the company as the driver is a risk in terms of investment.
You would better give us a call and explain your driving history and convictions for evaluation. You can find an insurance option with us.
A DUI conviction affects your driving history for 10 years. It will have an effect on an insurance policy for seven years.
You would better know that you can not and may not hide your DUI from the insurance company, and it’s highly illegal. You must have SR-22 insurance, which means your insurance company must know about your DUI, and it files for SR-22 insurance.
Do I need SR-22 insurance?
The answer is yes. California law requires you to have SR-22 insurance after you are involved in DUI. it is proof of high-risk driver insurance. If you drive without insurance or recklessly, you need SR-22 insurance as well.
Convicted drivers have to purchase legal state minimum liability limits required by the state law:
- $25,000 in bodily injury
- $50,000 in bodily injury
- $5000 in property damage liability
If drivers don’t have SR-22 insurance, the state DMV will not reinstate the driving license.
DUI Insurance in California cost
The cost of your DUI conviction in California could be about $18,000 to $25,000, lower or higher. All the costs and fees for the conviction come under it:
- attorney fees,
- court-ordered rehab
- increased car insurance,
- lost employment due to jail time
The cost of DUI insurance is different and is up to your case. You would better contact David Elist insurance ad explain the issue to us so we can guide you on the final price.
The final price will go higher if you have two convictions and the case is serious. For instance, if there is an injury or death with a DUI incident, the price will go higher.
David Elist understands your worries over the cost of DUI insurance. A bad experience should not determine your future, so we will prove the best we can to help you with the cost of your insurance.
Where can I get SR-22 insurance?
Your insurance company will file SR-22 insurance for you to have the least coverage in the state while driving. The law requires you to have coverage while driving, and the SR-22 insurance provides it to you.
If your insurance company is not willing to do so, David Elist will do it for you and complete all the paperwork.
Go through the menu of the website to find the SR-22 page. You will find complete and detailed information about the program there.
Best company to get a DUI insurance in California
David Elist insurance is the best company you can get DUI insurance in California. We have worked hard to get our client’s trust. You will find the best price and package for DUI insurance in California with us.
Just give us a call at 818-999-9737, and our experts will guide you through the options you have. Tell us a summary of your background and driving history, and we will provide you with the best options.
Can my insurance be revoked after a DUI?
According to California law, insurance companeis may not cancel the insurance during the coverage or after a DUI. however, when the policy is about to be renewed, the company can cancel the program or offer a new policy. The new policy can be more expensive and higher than the last one.
The law permits the companies to remove the discount for good drivers as well.
Frequently asked questions about DUI Insurance in California.
How much is my insurance after getting a DUI?
The price will go up and is up to your conditions.
Do I need SR-22 insurance after a DUI conviction?
Yes, the insurance company must file a SR-22 insurance for you to have the least coverage.
How long does DUI stay in my driving record?
It stays for 10 years and affects your insurance.
